by JT Gutcheon | Jul 22, 2018 | health insurance
Individual and Group Health Insurance
PBI can help you find the best, most affordable high quality health insurance coverage. We can prepare you with our guidance and knowledge so you make a well informed decision based on all of the health insurance options. Whether you are the owner of a small business or an individual with a growing family, we will find a plan suitable for your needs. Have questions about Medicare Plans and Medicare Supplemental? We can help with that too.
We can make an individual plan that meets all of your needs. PBI professionals offers plans from a wide variety of insurance carriers such as Access Health CT, Healthy CT, Aetna, Anthem Blue Cross and Blue Shield / Wellpoint, ConnectiCare, and many more. We will pick out a plan for you that meets the standards of the Affordable Care Act. Call us now to make an appointment at 860-233-1171 at our Hartford office or at 203-230-0548 at out New Haven office. We hope to hear from you soon.
Since 1985, PBI has built a business and a reputation by always doing the right thing for our clients and providing a personalized level of customer service. PBI is family-owned and serves businesses and individuals from every corner of the state. At PBI, we are known for our outstanding reputation. We bring our integrity, experience, accountability, and accessibility to the fore with every individual and business client. At PBI, we pledge to bring added value services to the table. We have offices in Hartford and New Haven Connecticut, or one of our agents will be glad to discuss your options at a place of your choice. Let us help build your future.
by JT Gutcheon | Jul 13, 2018 | health insurance, individual health insurance
PBI Insurance will work hard to hook you up with the most affordable, high quality individual health insurance coverage available. We can prep you with our guidance and knowledge so you make a well informed decision based on all of the health insurance options.
We can make an individual plan that meets all of your needs. PBI professionals offers plans from a wide variety of insurance carriers such as Access Health CT, Healthy CT, Aetna, Anthem Blue Cross and Blue Shield / Wellpoint, ConnectiCare, and many more. We will pick out a plan for you that meets the standards of the Affordable Care Act. Call us now to make an appointment at 860-233-1171 at our Hartford office or at 203-230-0548 at out New Haven office. We hope to hear from you soon.
by JT Gutcheon | Jul 8, 2018 | financial planning
PBI Insurance offers financial planning for you and your family as well as your business. We provide individuals and businesses with comprehensive retirement, financial planning, and investment experience. It’s very important to plan ahead, especially when you have a family. The time to plan for you children’s college education is when they are very young. The advisors at PBI Financial Group will show you how to get the maximum advantages out of your college planning account. We help individuals and businesses with investment experience, financial planning and comprehensive retirement. Call us today to make an appointment with one of our investment professionals at 860-233-1171.
by JT Gutcheon | May 13, 2018 | Uncategorized
Medicare Insurance – Medicare Supplemental Insurance
To unravel your Medicare choices in greater Hartford CT, consult the Medicare Insurance Specialists at PBI in West Hartford. For questions about Medical Insurance Plans, Medicare and Medigap Supplemental Insurance, Individual or Group Health Benefits, and more, Call PBI. We offer assistance to individuals just like you understand the Medicare enrollment process. PBI provides clients with affordable healthcare coverage to individuals who have reached the age of 65. We personally meet with individuals to educate and guide them through the Medicare enrollment process. Whether you are an active member of the workforce or a retiree, PBI can provide Medicare coverage to suit your health care needs. Our professionals provide personal and detailed consultations to help determine which Medicare Plan is best suited for you. If you have questions about Medicare parts A, B, C, or D, or would like to explore your Medicare Supplemental Insurance options, call our helpful staff for a consultation. PBI provides Medicare Plans for individuals through many highly recognized carriers, including AARP, Aetna, Anthem Blue Cross and Blue Shield, ConnectiCare, and United Healthcare.
BASIC MEDICARE INSURANCE
- Medicare Part A is hospital insurance, and helps cover inpatient hospital care, skilled nursing facility care, hospice care, and home health care.
- Medicare Part B, or Medical Insurance, helps cover services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services.
- Medicare Part C, or Medicare Advantage Plan is run by Medicare-approved, private insurance companies. Medicare Advantage includes all the benefits and services covered under Part A and Part B, may cover extra benefits and services for an added cost, and usually includes prescription drug coverage (Medicare Part D).
- Medicare Part D is prescription drug coverage.
- With Medicare you get to choose the coverage you want. Original Medicare includes part A and Part B coverage. For prescription drug coverage, you must join a separate Part D plan. Or you may choose to join a Medicare Advantage Plan, where you will get your Part A and Part B coverage from this plan, not from Original Medicare. Medicare Advantage may include prescription drug coverage
MEDICARE SUPPLEMENTAL INSURANCE – MEDIGAP
Medicare is a federal health insurance program for Americans who are age 65 or older, younger people with disabilities, and those of any age suffering from permanent kidney damage. Medicare coverage is the same for people who qualify based on disability as for those who qualify based on age. For those who are eligible, the full range of Medicare benefits are available. Coverage includes certain hospital, nursing home, home health, physician, and community-based services.
Medicare Supplemental Insurance (Medigap) plans are divided into Plans A through N. Anyone with this Medigap coverage will be accepted anywhere in the country that takes Medicare. Not all insurance carriers offer every plan, but all plans are identical. These plans only differ by the monthly premium charged by each insurance carrier. The first step in choosing your Medigap policy is to decide on the benefits you need and want while considering your current and future health care needs. You must already have Medicare parts A and B. If you have a Medicare Advantage Plan, you should make sure you can leave that plan before your Medigap policy goes into effect. At PBI we shop the market and get the lowest premium for your Medicare supplemental insurance policy. We will do our best to tailor a plan that is right for you. 860-233-1171.
by JT Gutcheon | Apr 1, 2018 | employee benefit plans, employee benefits
PBI Insurance offers some of the best Employee Benefit plans available to Connecticut employers. The benefits package your company offers can be a key factor in employee retention and satisfaction. Benefits are usually offered to employees in addition to salary and they can include medical, disability, life insurance, retirement benefits, paid time off, and other fringe benefits. If you’re not happy with the employee benefit plan that you currently offer or you’re shopping around for one, PBI has something for everyone. You will end up saving money and also the level of benefits is exceptional. At PBI we are determined to find the plan that meets all of needs and also saves you money. We also offer value added services and value added programs in order to specialize the plan according to what is most important to you to have in your employee benefit plans.
Since 1985, PBI has built a business and a reputation by always doing the right thing for our clients and providing a personalized level of customer service. PBI is family-owned and serves businesses and individuals from every corner of the state. At PBI, we are known for our outstanding reputation. We bring our integrity, experience, accountability, and accessibility to the fore with every individual and business client. At PBI, we pledge to bring added value services to the table. We have offices in Hartford and New Haven Connecticut, or one of our agents will be glad to discuss your options at a place of your choice. Let us help build your future. Call 860-233-1171 today for a free quote.
