Financial Planning – Southington CT

financial planning

When you are looking for help with financial planning in Southington CT, call the office of PBI Insurance. Our experienced staff can offer guidance in protecting your wealth. We have the products and strategies that can secure your assets in your golden years. The decades go by quickly and before you know it, your retirement years just around the corner. When you are ready to delve into the fitness of your retirement plan, consult with PBI. The financial advisors at PBI offer a variety of financial services that will ensure you have a rosy financial future in your retirement years. Everyone’s dreams, needs and financial situations are different. We completely understand that each client will have a different financial situation with specific goals and objectives for the future. In order to better meet each client’s individual needs, we take a personalized approach to service. PBI has financial planning and brokerage, investment advice and strategies, investment selection, financial counseling, retirement plans, and college planning. We always provide outstanding service to our clients, we are very dedicated to doing everything correct and making it easy for you. So whether you’re looking to have an income that you cannot outlive, bring together wealth or provide a legacy for those you love, we provide a variety of services and products that can help you achieve your financial goals.

Since 1985, PBI has built a business and a reputation by always doing the right thing for our clients and providing a personalized level of customer service. PBI is family-owned and serves businesses and individuals from every corner of the state. At PBI, we are known for our outstanding reputation. We bring our integrity, experience, accountability, and accessibility to the fore with every individual and business client. At PBI, we pledge to bring added value services to the table. Our West Hartford office is minutes from Southington. When you are ready to delve into the fitness of your retirement plan, consult with the advisors of PBI about your financial future. Call 860-233-1171 today for a consultation.


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Financial Planning | Southington CT | PBI Insurance

Medicare and Retirement Planning – Southington CT

Prepare for Retirement with PBI

Trust PBI Insurance to answer Medicare and retirement planning questions in the Southington CT area. Our Medicare specialists are standing by in our West Hartford and Hamden CT offices to talk with you about options. We help unravel your supplemental plan choices so you can receive the benefits that fit your needs. For questions about Medical Insurance Plans, Medicare and Medigap Supplemental Insurance, Individual or Group Health Benefits, and more, Call PBI. We offer assistance to individuals just like you understand the Medicare enrollment process. PBI provides clients with affordable healthcare coverage to individuals who have reached the age of 65. We personally meet with individuals to educate and guide them through the Medicare enrollment process. Whether you are an active member of the workforce or a retiree, PBI can provide Medicare coverage to suit your health care needs. Our professionals provide personal and detailed consultations to help determine which Medicare Plan is best suited for you. If you have questions about Medicare parts A, B, C, or D, or would like to explore your Medicare Supplemental Insurance options, call our helpful staff for a consultation. PBI provides information on Medicare Plans for individuals through many highly recognized carriers, including AARP, Aetna, Anthem Blue Cross and Blue Shield, ConnectiCare, and United Healthcare.


  • Medicare Part A is hospital insurance, and helps cover inpatient hospital care, skilled nursing facility care, hospice care, and home health care.
  • Medicare Part B, or Medical Insurance, helps cover services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services.
  • Medicare Part C, or Medicare Advantage Plan is run by Medicare-approved, private insurance companies. Medicare Advantage includes all the benefits and services covered under Part A and Part B, may cover extra benefits and services for an added cost, and usually includes prescription drug coverage (Medicare Part D).
  • Medicare Part D is prescription drug coverage.
  • With Medicare you get to choose the coverage you want. Original Medicare includes part A and Part B coverage. For prescription drug coverage, you must join a separate Part D plan. Or you may choose to join a Medicare Advantage Plan, where you will get your Part A and Part B coverage from this plan, not from Original Medicare. Medicare Advantage may include prescription drug coverage


Medicare is a federal health insurance program for Americans who are age 65 or older, younger people with disabilities, and those of any age suffering from permanent kidney damage. Medicare coverage is the same for people who qualify based on disability as for those who qualify based on age. For those who are eligible, the full range of Medicare benefits are available. Coverage includes certain hospital, nursing home, home health, physician, and community-based services.

Medicare Supplemental Insurance (Medigap) plans are divided into Plans A through N. Anyone with this Medigap coverage will be accepted anywhere in the country that takes Medicare. Not all insurance carriers offer every plan, but all plans are identical. These plans only differ by the monthly premium charged by each insurance carrier. The first step in choosing your Medigap policy is to decide on the benefits you need and want while considering your current and future health care needs. You must already have Medicare parts A and B. If you have a Medicare Advantage Plan, you should make sure you can leave that plan before your Medigap policy goes into effect. At PBI we shop the market and get the lowest premium for your Medicare supplemental insurance policy. We will do our best to tailor a plan that is right for you. 860-233-1171.

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Medicare and Retirement Planning | Southington CT | PBI Insurance

Group Health Packages – Southington CT

When your Southington CT company is shopping group health packages for your employees, PBI Insurance has the programs and plans you are looking for. PBI provides Group Health Insurance Plans for businesses in the greater Hartford CT area. Whether you are a large firm or small, we reduce the cost of your group or individual health plans while keeping the benefits you want to offer. Our agents select the most cost effective medical and dental plan for your group. Benefits include group medical, dental, short and long term disability, group life and AD&D, retirement plans, medicare products, individual health and voluntary ancillary products.

In the insurance industry, the Agent you choose is important. When you purchase group health insurance through PBI Insurance, we continue to offer ongoing customer service. Trust that the plan we select for your company is qualified for the Affordable Care Act and Medicare purposes. Rest assured that all of your employees’ medical providers are in your network. The agents at PBI Insurance negotiate great life, disability, dental and vision plans and rates. Call us today to make an appointment with one of our knowledgeable agents at 860-233-1171.

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Group Health Benefits | Southington CT | PBI Insurance