by JT Gutcheon | Sep 2, 2018 | financial planning services
Consult with PBI Insurance when you turn your attention to financial planning. Everyone’s dreams, needs and financial situations are different. The financial advisors at PBI offer a variety of financial services that will ensure you have a rosy financial future in your retirement years. We completely understand that each client will have a different financial situation with specific goals and objectives for the future. In order to better meet each client’s individual needs, we take a personalized approach to service. PBI has financial planning and brokerage, investment advice and strategies, investment selection, financial counseling, retirement plans, and college planning. We always provide outstanding service to our clients, we are very dedicated to doing everything correct and making it easy for you. So whether you’re looking to have an income that you cannot outlive, bring together wealth or provide a legacy for those you love, we provide a variety of services and products that can help you achieve your financial goals.
Since 1985, PBI has built a business and a reputation by always doing the right thing for our clients and providing a personalized level of customer service. PBI is family-owned and serves businesses and individuals from every corner of the state. At PBI, we are known for our outstanding reputation. We bring our integrity, experience, accountability, and accessibility to the fore with every individual and business client. At PBI, we pledge to bring added value services to the table. We have offices in Hartford and New Haven Connecticut, or one of our agents will be glad to discuss your options at a place of your choice. Call at 860-233-1171 and let us help build your future.
by JT Gutcheon | Aug 19, 2018 | employee benefit plans, employee benefits
PBI Insurance is a full-service employee benefits consulting and brokerage firm servicing clients locally and nationwide. Our experience and knowledge contributes to our success with fully insured and self-funded insurance. We understand the time and attention each client deserves and work to clarify new compliance requirements, benefits planning and other topics that may seem confusing or overwhelming. Self funded health insurance doesn’t have to be complicated; let us show you how our working with PBI Insurance is your benefit! We are located in West Hartford and serve all surrounding areas. The agents at PBI Insurance negotiate great life, disability, dental and vision plans and rates. Call us today to make an appointment with one of our knowledgeable agents at 860-233-1171. We look forward to working with you soon.
by JT Gutcheon | Jul 8, 2018 | financial planning
PBI Insurance offers financial planning for you and your family as well as your business. We provide individuals and businesses with comprehensive retirement, financial planning, and investment experience. It’s very important to plan ahead, especially when you have a family. The time to plan for you children’s college education is when they are very young. The advisors at PBI Financial Group will show you how to get the maximum advantages out of your college planning account. We help individuals and businesses with investment experience, financial planning and comprehensive retirement. Call us today to make an appointment with one of our investment professionals at 860-233-1171.
by JT Gutcheon | May 13, 2018 | Uncategorized
Medicare Insurance – Medicare Supplemental Insurance
To unravel your Medicare choices in greater Hartford CT, consult the Medicare Insurance Specialists at PBI in West Hartford. For questions about Medical Insurance Plans, Medicare and Medigap Supplemental Insurance, Individual or Group Health Benefits, and more, Call PBI. We offer assistance to individuals just like you understand the Medicare enrollment process. PBI provides clients with affordable healthcare coverage to individuals who have reached the age of 65. We personally meet with individuals to educate and guide them through the Medicare enrollment process. Whether you are an active member of the workforce or a retiree, PBI can provide Medicare coverage to suit your health care needs. Our professionals provide personal and detailed consultations to help determine which Medicare Plan is best suited for you. If you have questions about Medicare parts A, B, C, or D, or would like to explore your Medicare Supplemental Insurance options, call our helpful staff for a consultation. PBI provides Medicare Plans for individuals through many highly recognized carriers, including AARP, Aetna, Anthem Blue Cross and Blue Shield, ConnectiCare, and United Healthcare.
BASIC MEDICARE INSURANCE
- Medicare Part A is hospital insurance, and helps cover inpatient hospital care, skilled nursing facility care, hospice care, and home health care.
- Medicare Part B, or Medical Insurance, helps cover services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services.
- Medicare Part C, or Medicare Advantage Plan is run by Medicare-approved, private insurance companies. Medicare Advantage includes all the benefits and services covered under Part A and Part B, may cover extra benefits and services for an added cost, and usually includes prescription drug coverage (Medicare Part D).
- Medicare Part D is prescription drug coverage.
- With Medicare you get to choose the coverage you want. Original Medicare includes part A and Part B coverage. For prescription drug coverage, you must join a separate Part D plan. Or you may choose to join a Medicare Advantage Plan, where you will get your Part A and Part B coverage from this plan, not from Original Medicare. Medicare Advantage may include prescription drug coverage
MEDICARE SUPPLEMENTAL INSURANCE – MEDIGAP
Medicare is a federal health insurance program for Americans who are age 65 or older, younger people with disabilities, and those of any age suffering from permanent kidney damage. Medicare coverage is the same for people who qualify based on disability as for those who qualify based on age. For those who are eligible, the full range of Medicare benefits are available. Coverage includes certain hospital, nursing home, home health, physician, and community-based services.
Medicare Supplemental Insurance (Medigap) plans are divided into Plans A through N. Anyone with this Medigap coverage will be accepted anywhere in the country that takes Medicare. Not all insurance carriers offer every plan, but all plans are identical. These plans only differ by the monthly premium charged by each insurance carrier. The first step in choosing your Medigap policy is to decide on the benefits you need and want while considering your current and future health care needs. You must already have Medicare parts A and B. If you have a Medicare Advantage Plan, you should make sure you can leave that plan before your Medigap policy goes into effect. At PBI we shop the market and get the lowest premium for your Medicare supplemental insurance policy. We will do our best to tailor a plan that is right for you. 860-233-1171.
by JT Gutcheon | May 20, 2016 | financial advisors, financial planning
Connecticut Financial Planning
PBI Insurance offers financial planning services to residents of Hartford CT, West Hartford CT and all surrounding areas. No matter where you are in life, financial decisions abound. When your life is busy it can be difficult to take time to evaluate where you stand financially. As a CT wealth management firm we act as your personal CFO. Our advisors provide unbiased advice, as well as assistance with investment management, retirement planning, tax planning, and financial services for individuals and families. Our goal is to help you achieve financial security and have complete control over your earnings. We work closely with you offering a client centered approach that provides education and guidance to help you achieve your financial goals and dreams. It’s never too late or too early to become financially savvy. For more information about our financial planning services call the experts at PBI Insurance. Our West Hartford office number is 860-233-1171. We look forward to hearing from you!
