by admin_ng3149khjh | Aug 20, 2017 | Uncategorized
PBI Insurance – Medicare Insurance Specialists in West Hartford CT
When you have questions about Medicare and Medicare Supplemental Insurance, go to PBI Insurance for answers! PBI specializes in Medical Insurance, and our services range from consulting on the Affordable Care Act to Medicare Supplemental Insurance. PBI provides clients with affordable healthcare coverage to individuals who have reached the age of 65. We are proud to personally meet with individuals to educate and guide them through the Medicare enrollment process. Whether you are an active member of the workforce or a retiree, PBI can provide Medicare coverage to suit your health care needs. Our professionals provide personal and detailed consultations to help determine which Medicare Plan is best suited for you. If you have questions about Medicare parts A, B, C, or D, or would like to explore your Medicare Supplemental Insurance options, call our helpful staff for a consultation.
BASIC MEDICARE INSURANCE
- Medicare Part A is hospital insurance, and helps cover inpatient hospital care, skilled nursing facility care, hospice care, and home health care.
- Medicare Part B, or Medical Insurance, helps cover services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventive services.
- Medicare Part C, or Medicare Advantage Plan is run by Medicare-approved, private insurance companies. Medicare Advantage includes all the benefits and services covered under Part A and Part B, may cover extra benefits and services for an added cost, and usually includes prescription drug coverage (Medicare Part D).
- Medicare Part D is prescription drug coverage.
- With Medicare you get to choose the coverage you want. Original Medicare includes part A and Part B coverage. For prescription drug coverage, you must join a separate Part D plan. Or you may choose to join a Medicare Advantage Plan, where you will get your Part A and Part B coverage from this plan, not from Original Medicare. Medicare Advantage may include prescription drug coverage.
Call PBI for Medicare Insurance
PBI provides Medicare Plans for individuals through many highly recognized carriers, including:
• AARP
• Aetna
• Anthem Blue Cross and Blue Shield
• ConnectiCare
• United Healthcare
MEDICARE SUPPLEMENTAL INSURANCE – MEDIGAP
Medicare is a federal health insurance program for Americans who are age 65 or older, younger people with disabilities, and those of any age suffering from permanent kidney damage. Medicare coverage is the same for people who qualify based on disability as for those who qualify based on age. For those who are eligible, the full range of Medicare benefits are available. Coverage includes certain hospital, nursing home, home health, physician, and community-based services.
Medicare Supplemental Insurance (Medigap) plans are divided into Plans A through N. Anyone with this Medigap coverage will be accepted anywhere in the country that takes Medicare. Not all insurance carriers offer every plan, but all plans are identical. These plans only differ by the monthly premium charged by each insurance carrier. The first step in choosing your Medigap policy is to decide on the benefits you need and want while considering your current and future health care needs. You must already have Medicare parts A and B. If you have a Medicare Advantage Plan, you should make sure you can leave that plan before your Medigap policy goes into effect. At PBI we shop the market and get the lowest premium for your Medicare supplemental insurance policy. We will do our best to tailor a plan that is right for you.
by admin_ng3149khjh | Aug 6, 2017 | group health benefits
EMPLOYEE BENEFITS – GROUP HEALTH PLANS
If you are a Connecticut company in greater Hartford seeking out the most cost-effective employee benefits package, call the experts at PBI Insurance. You can spend days shopping around on your own or request a consultation with the experienced staff at PBI. Our learned staff will work with you to select the coverage you want to offer in your company benefits package. We are conveniently located in West Hartford.
PBI offers a full range of employee benefit plans which include Group Medical and Dental, Short Term/Long Term Disability, Group Life and AD&D, Retirement Plans, Voluntary Ancillary Products, Individual Health and Medicare Products. PBI Insurance has two offices in Connecticut serving greater New Haven and greater Hartford Connecticut. In terms of friendliness and competence, PBI is your best choice for finding health insurance plans. Our expertise and how we approach working with clients is second to none, and we are known across the state for our outstanding reputation. We are happy to work with clients face to face or over the phone to help find the best health insurance for their needs and budget.
The benefits you offer shows your workforce how they are valued by their employer. What does the benefits package you offer your employees say about your company? When an employee knows what your company stands for, he will know right away if he will engage with the company and stay longer. Benefits and perks tell your employees what you value, what your company believes in, and that your employees are valued.
by admin_ng3149khjh | Jul 23, 2017 | Uncategorized
GROUP HEALTH – EMPLOYEE BENEFITS – MEDICARE SUPPLEMENTAL INSURANCE
Connecticut Companies that offer employee benefit packages in greater New Haven want to offer the best group health plans. Why spend days shopping around on your own when you can call the experts at PBI Insurance. The experienced staff at PBI will work with you to select the coverage you want to offer in your company benefits package. We can save you time and money on your group medical and group dental plans.
How does your employee health benefit package look to a prospective employee? A significant percentage of job applicants state that a company’s group benefits package is of high importance when choosing between employers. Whether you would like to create a top-shelf employee benefits package to keep and attract the best, or you desire a modest package, call the experts at PBI Insurance. The choices a company makes when fashioning a group benefits package tells your employees what you value as a company. Select a benefits package that shows your employees that they are valued. If you are seeking an employee benefit plan that provides cost savings and exceptional level of benefits, PBI will develop a detailed cost/benefit proposal tailored to the needs of your company.
Our full range of employee benefit plans includes Group Medical and Dental, Short Term/Long Term Disability, Group Life and AD&D, Retirement Plans, Voluntary Ancillary Products, Individual Health and Medicare Products. PBI Insurance has two offices in Connecticut serving greater New Haven and greater Hartford Connecticut. In terms of friendliness and competence, PBI is your best choice for finding health insurance plans. Our expertise and how we approach working with clients is second to none, and we are known across the state for our outstanding reputation. We are happy to work with clients face to face or over the phone to help find the best health insurance for their needs and budget.
PBI Insurance provides business and individual services for life insurance, medicare plans, tax preparation, long-term care planning. We can meet all your company insurance needs under one roof. At PBI we understand the challenges facing businesses and non-profit organizations to provide competitive and affordable employee benefits plans. As a trusted source for these types of plans, you can rely on our knowledge, expertise, and experience to put the best possible alternatives in place for you and your employees; including plan strategy and design, marketplace analysis and review, carrier and product evaluation, and employee communications. If you have any questions about health insurance, please don’t hesitate to give us a call 860-233-1171. Our knowledgeable staff is happy to help as much as possible with any health insurance questions or needs you have.
by admin_ng3149khjh | Jul 9, 2017 | Uncategorized
GROUP HEALTH – EMPLOYEE BENEFITS – MEDICARE SUPPLEMENTAL INSURANCE
Employers that offer benefit packages in greater New Haven Connecticut want to offer the best group health plans to their employees. Why spend days shopping around on your own when you can call the experts at PBI Insurance. The experienced staff at PBI will work with you to select the coverage you want to offer in your company benefits package. We can save you time and money on your group medical and group dental plans.
How does your employee health benefit package look to a prospective employee? A significant percentage of job applicants state that a company’s group benefits package is of high importance when choosing between employers. Whether you would like to create a top-shelf employee benefits package to keep and attract the best, or you desire a modest package, call the experts at PBI Insurance. The choices a company makes when fashioning a group benefits package tells your employees what you value as a company. Select a benefits package that shows your employees that they are valued. If you are seeking an employee benefit plan that provides cost savings and exceptional level of benefits, PBI will develop a detailed cost/benefit proposal tailored to the needs of your company.
Our full range of employee benefit plans includes Group Medical and Dental, Short Term/Long Term Disability, Group Life and AD&D, Retirement Plans, Voluntary Ancillary Products, Individual Health and Medicare Products. PBI Insurance has two offices in Connecticut serving greater New Haven and greater Hartford Connecticut. In terms of friendliness and competence, PBI is your best choice for finding health insurance plans. Our expertise and how we approach working with clients is second to none, and we are known across the state for our outstanding reputation. We are happy to work with clients face to face or over the phone to help find the best health insurance for their needs and budget.
PBI Insurance provides business and individual services for life insurance, medicare plans, tax preparation, long-term care planning. We can meet all your company insurance needs under one roof. At PBI we understand the challenges facing businesses and non-profit organizations to provide competitive and affordable employee benefits plans. As a trusted source for these types of plans, you can rely on our knowledge, expertise, and experience to put the best possible alternatives in place for you and your employees; including plan strategy and design, marketplace analysis and review, carrier and product evaluation, and employee communications. If you have any questions about health insurance, please don’t hesitate to give us a call 860-233-1171. Our knowledgeable staff is happy to help as much as possible with any health insurance questions or needs you have.
by admin_ng3149khjh | Jun 25, 2017 | employee benefits, group benefits
Group Health – Employee Benefits – Connecticut
Employers that offer benefit packages in Connecticut want to offer the best group health plans to their employees. You can shop around on your own or call the experts at PBI Insurance. The experienced staff at PBI will work with you to select the coverage you want to offer in your company benefits package. We can save you time and money on your group medical and group dental plans.
How does your employee health benefit package look to a prospective employee? A significant percentage of job applicants state that a company’s group benefits package is of high importance when choosing between employers. Whether you would like to create a top-shelf employee benefits package to keep and attract the best, or you desire a modest package, call the experts at PBI Insurance. The choices a company makes when fashioning a group benefits package tells your employees what you value as a company. Select a benefits package that shows your employees that they are valued. If you are seeking an employee benefit plan that provides cost savings and exceptional level of benefits, PBI will develop a detailed cost/benefit proposal tailored to the needs of your company.
Our full range of employee benefit plans includes Group Medical and Dental, Short Term/Long Term Disability, Group Life and AD&D, Retirement Plans, Voluntary Ancillary Products, Individual Health and Medicare Products. PBI Insurance has two offices in Connecticut serving greater New Haven and greater Hartford Connecticut. In terms of friendliness and competence, PBI is your best choice for finding health insurance plans. Our expertise and how we approach working with clients is second to none, and we are known across the state for our outstanding reputation. We are happy to work with clients face to face or over the phone to help find the best health insurance for their needs and budget.
PBI Insurance provides business and individual services for life insurance, medicare plans, tax preparation, long-term care planning. We can meet all your company insurance needs under one roof. At PBI we understand the challenges facing businesses and non-profit organizations to provide competitive and affordable employee benefits plans. As a trusted source for these types of plans, you can rely on our knowledge, expertise, and experience to put the best possible alternatives in place for you and your employees; including plan strategy and design, marketplace analysis and review, carrier and product evaluation, and employee communications. If you have any questions about health insurance, please don’t hesitate to give us a call 860-233-1171. Our knowledgeable staff is happy to help as much as possible with any health insurance questions or needs you have.
