by JT Gutcheon | Jul 9, 2017 | Uncategorized
GROUP HEALTH – EMPLOYEE BENEFITS – MEDICARE SUPPLEMENTAL INSURANCE
Employers that offer benefit packages in greater New Haven Connecticut want to offer the best group health plans to their employees. Why spend days shopping around on your own when you can call the experts at PBI Insurance. The experienced staff at PBI will work with you to select the coverage you want to offer in your company benefits package. We can save you time and money on your group medical and group dental plans.
How does your employee health benefit package look to a prospective employee? A significant percentage of job applicants state that a company’s group benefits package is of high importance when choosing between employers. Whether you would like to create a top-shelf employee benefits package to keep and attract the best, or you desire a modest package, call the experts at PBI Insurance. The choices a company makes when fashioning a group benefits package tells your employees what you value as a company. Select a benefits package that shows your employees that they are valued. If you are seeking an employee benefit plan that provides cost savings and exceptional level of benefits, PBI will develop a detailed cost/benefit proposal tailored to the needs of your company.
Our full range of employee benefit plans includes Group Medical and Dental, Short Term/Long Term Disability, Group Life and AD&D, Retirement Plans, Voluntary Ancillary Products, Individual Health and Medicare Products. PBI Insurance has two offices in Connecticut serving greater New Haven and greater Hartford Connecticut. In terms of friendliness and competence, PBI is your best choice for finding health insurance plans. Our expertise and how we approach working with clients is second to none, and we are known across the state for our outstanding reputation. We are happy to work with clients face to face or over the phone to help find the best health insurance for their needs and budget.
PBI Insurance provides business and individual services for life insurance, medicare plans, tax preparation, long-term care planning. We can meet all your company insurance needs under one roof. At PBI we understand the challenges facing businesses and non-profit organizations to provide competitive and affordable employee benefits plans. As a trusted source for these types of plans, you can rely on our knowledge, expertise, and experience to put the best possible alternatives in place for you and your employees; including plan strategy and design, marketplace analysis and review, carrier and product evaluation, and employee communications. If you have any questions about health insurance, please don’t hesitate to give us a call 860-233-1171. Our knowledgeable staff is happy to help as much as possible with any health insurance questions or needs you have.
by JT Gutcheon | Jun 11, 2017 | Uncategorized
GROUP HEALTH – EMPLOYEE BENEFITS – MEDICARE SUPPLEMENTAL INSURANCE
PBI Insurance offers Group Health Insurance and Employee Benefits for employers in New Haven County CT. If you are an employer in Connecticut we can show you ways to reduce the cost of your benefits packages. The topic of health care benefits, insurance carriers withdrawing from state exchanges and the high cost of premiums is politically charged. Everyone is talking about the possibility of Affordable Care Act replacement
Could he GOP plan to repeal and replace ObamaCare remove protections for people who get health insurance through their employers? The new MacArthur Amendment may have effects that cross state lines. This amendment would allow states to waive certain insurance market regulations introduced by the ACA. The ACA’s protection for ‘essential health benefits’, ban on annual and lifetime limits, and to cap out-of-pocket spending may go out the window when allowed to apply any state’s definition of essential health benefits.
Similarly, the ACA only requires that plans cap enrollees’ annual out-of-pocket spending on care that is considered essential health benefits. Large employers would be able to impose lifetime limits on healthcare costs and eliminate out of pocket caps. Under current law, allowing large employer plans this type of flexibility has limited impact since all states’ essential health benefit definitions are required to meet basic federal standards. But if each state could set its own definition of essential health benefits, as states would be allowed to do under the MacArthur Amendment, the consequences of allowing this flexibility would be significant.
So with talk of health care reform, how are Employer Benefits packages going to be affected? For this and other questions pertaining to your obligations as an employer, call PBI Insurance today at 860-233-1171. We will unravel the confusion you may have about employee group benefits, health care coverage, and your costs.
by JT Gutcheon | Feb 5, 2017 | Uncategorized
Tax Preparation Services in New Haven CT and Hartford CT
Tax Time is upon us once again. In New Haven, Hartford and all Connecticut, your personal or business tax preparation company should be PBI. Tax Planning and Preparation are among our premier services for both individual taxpayers and business clientele. With the Tax Professionals at PBI you will always receive a thorough review of the prior year’s tax return and we pledge each client receives value-added services.
What can you do to prepare for your consultation? It always helps to have your records up to date, be certain you have receipts for expenses. Are your business driving records complete? Keep track of those ‘petty cash’ purchases, continuing education, and meal costs while traveling. Are your payroll, property, local, excise and self-employment taxes paid in a timely manner?
You owe it to yourself to call PBI when you need a professional tax consultation in Connecticut. We bring our integrity, experience, accountability, and accessibility to the fore with every individual and business client. At tax time, you can appreciate a tax consultant that finds every deduction you are entitled to. At PBI, we bring decades of experience to the table. We have offices in Hartford and New Haven Connecticut, or one of our agents will be glad to discuss your options at a location of your choice. Call PBI at 860-233-1171 today, and Let us help build your future.
by JT Gutcheon | Jan 9, 2017 | Uncategorized
PBI INSURANCE
Tax Preparation Services in Connecticut
It’s time to get your income taxes in order again! PBI has three decades of tax planning and preparation services experience. Whether you are a business client or an individual in need of tax preparation advice, you owe it to yourself to call PBI when you need a professional tax consultation in Connecticut. The tax professionals at PBI bring our experience and integrity to each consultation. We establish a personal relationship with every client. Each client is interviewed in depth to discover every possible tax deduction and your prior year’s tax return is reviewed.
The professional staff at PBI are happy to be your trusted Connecticut tax experts. We invite you to consult with our knowledgeable agents in our centrally located West Hartford office. Our service area encompasses the entire state of Connecticut. Our satellite office is conveniently located on Main Street in Hamden for clients located in the greater New Haven region. Call 860-233-1171 today.
We bring our integrity, experience, accountability, and accessibility to the fore with every individual and business client. At PBI, we pledge to bring added value services to the table. We have offices in Hartford and New Haven Connecticut, or one of our agents will be glad to discuss your options at a place of your choice. Let us help build your future.
by JT Gutcheon | Aug 11, 2016 | Uncategorized
In life, you just never know what’s around the corner. So if you take a tumble one day and break a leg, you’ll want to rest assured that you’re covered with quality health insurance. PBI Insurance can help you get there with our selection of health insurance plans and providers for residents of West Hartford, Farmington, and Avon, CT and surrounding areas. We are located in Hamden, CT and well worth the drive for individuals coming form surrounding areas. Don’t wait! Health insurance is a risky thing to not have. Make sure you and your loved ones are cared for in the event of an illness or injury. Give our friendly agents a call today to see how we can help.
by JT Gutcheon | Aug 7, 2016 | Uncategorized
In terms of friendliness and competence, PBI Insurance, servicing West Hartford, Hartford, and New Haven, CT, is the best choice for finding health insurance plans. Our expertise and how we approach working with clients is second to none, and we are known across the state for our outstanding reputation. We are happy to work with clients face to face or over the phone to help find the best health insurance for their needs and budget. If you have any questions about health insurance, please don’t hesitate to give us a call! Our knowledgeable staff is happy to help as much as possible with any health insurance questions or needs you have. Give us a call!
PBI INSURANCE