Financial Advisors – Greater Hartford CT

financial planning services connecticut

PBI Insurance has some of the most experienced financial advisors serving greater Hartford CT. When you approach retirement age, you enter a new realm of financial planning options. While you are in your fifty’s retirement years seem so far away. The fun begins when you are months away from Medicare enrollment. If you do not have sound financial advice, you could make a mistake that could jeopardize your standard of living in retirement. When it comes to the subject of financial planning, the expert advisors at PBI have services that may benefit your future. You may find that restructuring your retirement plans might benefit future retirement income.

When you are ready to delve into the fitness of your retirement plan, consult with PBI. The financial advisors at PBI offer a variety of financial services that will ensure you have a rosy financial future in your retirement years. A catastrophic illness or nursing home care could wipe out your nestegg in a short time. PBI will give you the information you need to prepare for long-term care.  So whether you’re looking to have an income that you cannot outlive, bring together wealth or provide a legacy for those you love, we provide a variety of services and products that can help you achieve your financial goals.

Everyone’s dreams, needs and financial situations are different. We completely understand that each client will have a different financial situation with specific goals and objectives for the future. In order to better meet each client’s individual needs, we take a personalized approach to service. We always provide outstanding service to our clients, we are very dedicated to doing everything correct and making it easy for you.

Since 1985, PBI has built a business and a reputation by always doing the right thing for our clients and providing a personalized level of customer service. PBI is family-owned and serves businesses and individuals from every corner of the state. At PBI, we are known for our outstanding reputation. We bring our integrity, experience, accountability, and accessibility to the fore with every individual and business client. At PBI, we pledge to bring added value services to the table. We have offices in Hartford and New Haven Connecticut, or one of our agents will be glad to discuss your options at a place of your choice. When you are ready to delve into the fitness of your retirement plan, consult with the advisors of PBI about your financial future. Call 860-233-1171 today for a consultation.


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Group Health Plans – West Hartford CT

Are you a business shopping for group health plans for your employees in the West Hartford CT area? With PBI you will find the programs and packages that are the right fit for your employees. PBI provides Employee Benefit Packages and Health Insurance Plans that are loaded with added value. Whether you are a large firm or small, you will find the PBI packages attractive and affordable. We reduce the cost of your group or individual health plans while keeping the benefits you want to offer. Our agents select the most cost effective medical and dental plan for your group. Benefits include group medical, dental, short and long term disability, group life and AD&D, retirement plans, medicare products, individual health and voluntary ancillary products.

In the insurance industry, the Agent you choose is important. When you purchase group health insurance through PBI Insurance, we continue to offer ongoing customer service. Trust that the plan we select for your company is qualified for the Affordable Care Act and Medicare purposes. Rest assured that all of your employees’ medical providers are in your network. The agents at PBI Insurance negotiate great life, disability, dental and vision plans and rates. Call us today to make an appointment with one of our knowledgeable agents at 860-233-1171.

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Business and Personal Tax Preparation – West Hartford CT

Trust the experts at PBI Insurance for business and personal tax preparation in the greater West Hartford area. PBI has 30 years of experience in tax preparation and tax planning in the greater Hartford region. We can handle your state and federal tax preparation, estimate your taxes for the coming year, and more. For small businesses, every quarter is tax season, and you need a reputable company to prepare your taxes. We try to offer an easy experience for every client. We interview our clients in order to find all of their tax deductions and we also tend to review last year’s tax return in order to get a better understanding. We also have value added services such as:

• Free Electronic Filing for State/Federal Returns
• Free Direct-Deposit of State/Federal Refunds
• Employer-Sponsored Group Discount
• Refer-A-Friend Bonus Program

Call us now at our Hartford office at 860-233-1171 for more information or to schedule your appointment. One of our agents will be glad to discuss your options at a place of your choice. We are PBI: Let us help build your future.

Tax Preparation


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Tax Preparation Services – West Hartford CT

PBI Insurance offers business and private tax preparation services in our greater Hartford and West Hartford CT service area. You have a lot of choices where and how you file your taxes. That’s why PBI Insurance is committed to serving you with the best value, expertise and service possible. We have over 30 years of tax preparation service in West Hartford and Greater Hartford CT area. We specialize in tax preparation, efiling, and tax refunds. Our experts will help you accurately file your return to ensure that you do not miss any tax credits or deductions. When you choose to have your taxes prepared by the experts at PBI Insurance you can rest assured that you will always receive knowledgeable tax advice and recommendations. For more information please call PBI Insurance. Call 860-233-1171.

Tax Preparations


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Long Term Care Insurance – West Hartford CT, Hartford CT

PBI can help save your nest egg with Long Term Care Insurance. Long Term care insurance, when purchased early, can help pay for nursing care for terminal conditions. Are you aware that neither health insurance nor Medicare pay for personal or custodial care? This includes the type of nursing services associated with recuperation or assistance in daily life. Assistance with eating, bathing, dressing, and toileting are during a recuperative period can cost about $400 per day. The average stay in a nursing facility in Connecticut is 2.5 years. How can you plan for this? We are PBI, and we are in the business of insuring your future. Many people have never heard of long term care insurance – and what you don’t know can lead to potential financial ruin for yourself or a loved one. We believe it is important to open a dialog about long-term care with your spouse and your family.

Long-term care describes a person’s medical needs and non-medical personal care. Care can be provided from a number of different sources, from friends and family members to paid home assistance to nursing facilities. According to the U.S. Department of Health and Human Services, 70% of those over 65 will need some sort of long-term care during their lifetimes. Are you prepared? At PBI our staff is well-versed in health insurance and long term care insurance. Many assumptions are made about long term care, what it means, and how to pay for it. Custodial care may be needed for a post-surgical recuperative period or for terminal conditions. The staff at PBI can answer your questions about Long-Term Care Insurance.

One of the greatest potential risks faced by America’s elderly is the need for long-term care. Long-term care insurance transfers a portion of the risk of long-term care expenses to an insurance company. Insurance helps protect you and your family from potentially devastating expenses. Medicare and Medicaid are federal programs that pay for portions of medical or non-medical care. Medicaid is the payor of last resort for those with no assets. There are strict financial eligibility requirements associated with Medicaid that vary from one state to another. Medicaid planning can be complex and challenging, and we strongly advise you consult a professional who can work through the eligibility requirements with you. Private long term care insurance is an option open to those who are able to afford it.

There are many types of long term care insurance with a wide variety of benefits. Veterans Administration Benefits also provide a home care/assisted living benefit, usually available to veterans and their spouses. Again, you must meet certain criteria to qualify for VA benefits. When it comes to end of life care, what you don’t know can devastate you financially. At PBI Insurance, we will be happy to meet with you to talk about your options for long-term care. We have offices in West Hartford and Hamden for your convenience. 860-233-1171.