by JT Gutcheon | Aug 19, 2018 | employee benefit plans, employee benefits
PBI Insurance is a full-service employee benefits consulting and brokerage firm servicing clients locally and nationwide. Our experience and knowledge contributes to our success with fully insured and self-funded insurance. We understand the time and attention each client deserves and work to clarify new compliance requirements, benefits planning and other topics that may seem confusing or overwhelming. Self funded health insurance doesn’t have to be complicated; let us show you how our working with PBI Insurance is your benefit! We are located in West Hartford and serve all surrounding areas. The agents at PBI Insurance negotiate great life, disability, dental and vision plans and rates. Call us today to make an appointment with one of our knowledgeable agents at 860-233-1171. We look forward to working with you soon.
by JT Gutcheon | Apr 1, 2018 | employee benefit plans, employee benefits
PBI Insurance offers some of the best Employee Benefit plans available to Connecticut employers. The benefits package your company offers can be a key factor in employee retention and satisfaction. Benefits are usually offered to employees in addition to salary and they can include medical, disability, life insurance, retirement benefits, paid time off, and other fringe benefits. If you’re not happy with the employee benefit plan that you currently offer or you’re shopping around for one, PBI has something for everyone. You will end up saving money and also the level of benefits is exceptional. At PBI we are determined to find the plan that meets all of needs and also saves you money. We also offer value added services and value added programs in order to specialize the plan according to what is most important to you to have in your employee benefit plans.
Since 1985, PBI has built a business and a reputation by always doing the right thing for our clients and providing a personalized level of customer service. PBI is family-owned and serves businesses and individuals from every corner of the state. At PBI, we are known for our outstanding reputation. We bring our integrity, experience, accountability, and accessibility to the fore with every individual and business client. At PBI, we pledge to bring added value services to the table. We have offices in Hartford and New Haven Connecticut, or one of our agents will be glad to discuss your options at a place of your choice. Let us help build your future. Call 860-233-1171 today for a free quote.
by JT Gutcheon | Mar 18, 2018 | employee benefits
Health Insurance Experts Serving West Hartford CT
PBI Insurance offers Employee Benefits Packages to Connecticut employers in Hartford County and New Haven County. Our experienced agents will get you the lowest rates on the best benefits packages and will save you money. What do the company benefits and perks you offer communicate to your existing and prospective employees? As an employer, the benefits package you offer your employees speaks volumes about your company, its philosophy, and its culture. In a highly competitive environment, the salary you offer is the first consideration, but it is by your benefits and perks you will be judged. When an employee knows what your company stands for, he will know right away if he will engage with the company and stay longer. Benefits and perks tell your employees what you value, what your company believes in, and that your employees are valued.
When working hard to attract the best talent, you may demonstrate your appreciation for their loyalty by contributing to their health and well being, being supportive in education and career growth, providing financial planning services and wealth protection counseling.
To learn about all the group insurance options available to your employees, we invite you to consult with our knowledgeable agents in our centrally located West Hartford office. Contact us today at 860-233-1171 for a free quote on employee benefits in Connecticut. Our satellite office is conveniently located on Main Street in Hamden for clients located in the greater New Haven region.
by JT Gutcheon | Jun 25, 2017 | employee benefits, group benefits
Group Health – Employee Benefits – Connecticut
Employers that offer benefit packages in Connecticut want to offer the best group health plans to their employees. You can shop around on your own or call the experts at PBI Insurance. The experienced staff at PBI will work with you to select the coverage you want to offer in your company benefits package. We can save you time and money on your group medical and group dental plans.
How does your employee health benefit package look to a prospective employee? A significant percentage of job applicants state that a company’s group benefits package is of high importance when choosing between employers. Whether you would like to create a top-shelf employee benefits package to keep and attract the best, or you desire a modest package, call the experts at PBI Insurance. The choices a company makes when fashioning a group benefits package tells your employees what you value as a company. Select a benefits package that shows your employees that they are valued. If you are seeking an employee benefit plan that provides cost savings and exceptional level of benefits, PBI will develop a detailed cost/benefit proposal tailored to the needs of your company.
Our full range of employee benefit plans includes Group Medical and Dental, Short Term/Long Term Disability, Group Life and AD&D, Retirement Plans, Voluntary Ancillary Products, Individual Health and Medicare Products. PBI Insurance has two offices in Connecticut serving greater New Haven and greater Hartford Connecticut. In terms of friendliness and competence, PBI is your best choice for finding health insurance plans. Our expertise and how we approach working with clients is second to none, and we are known across the state for our outstanding reputation. We are happy to work with clients face to face or over the phone to help find the best health insurance for their needs and budget.
PBI Insurance provides business and individual services for life insurance, medicare plans, tax preparation, long-term care planning. We can meet all your company insurance needs under one roof. At PBI we understand the challenges facing businesses and non-profit organizations to provide competitive and affordable employee benefits plans. As a trusted source for these types of plans, you can rely on our knowledge, expertise, and experience to put the best possible alternatives in place for you and your employees; including plan strategy and design, marketplace analysis and review, carrier and product evaluation, and employee communications. If you have any questions about health insurance, please don’t hesitate to give us a call 860-233-1171. Our knowledgeable staff is happy to help as much as possible with any health insurance questions or needs you have.
by JT Gutcheon | May 28, 2017 | employee benefits, group benefits, group health benefits
GROUP HEALTH – EMPLOYEE BENEFITS – MEDICARE SUPPLEMENTAL INSURANCE
PBI Insurance offers Group Health Insurance and Employee Benefits for employers in Hartford County CT. If you are an employer in Connecticut we can show you ways to reduce the cost of your benefits packages. Everyone is talking about the impending Affordable Care Act replacement – more questions arise with its replacement by the American Health Act.
Could he GOP plan to repeal and replace ObamaCare remove protections for people who get health insurance through their employers? The new MacArthur Amendment may have effects that cross state lines. This amendment would allow states to waive certain insurance market regulations introduced by the ACA. The ACA’s protection for ‘essential health benefits’, ban on annual and lifetime limits, and to cap out-of-pocket spending may go out the window when allowed to apply any state’s definition of essential health benefits.
Similarly, the ACA only requires that plans cap enrollees’ annual out-of-pocket spending on care that is considered essential health benefits. Large employers would be able to impose lifetime limits on healthcare costs and eliminate out of pocket caps. Under current law, allowing large employer plans this type of flexibility has limited impact since all states’ essential health benefit definitions are required to meet basic federal standards. But if each state could set its own definition of essential health benefits, as states would be allowed to do under the MacArthur Amendment, the consequences of allowing this flexibility would be significant.
So with talk of health care reform, how are Employer Benefits packages going to be affected? For this and other questions pertaining to your obligations as an employer, call PBI Insurance today at 860-233-1171. We will unravel the confusion you may have about employee group benefits, health care coverage, and your costs.
by JT Gutcheon | May 14, 2017 | employee benefits, group benefits, health care law
Health Care Law Updates New Haven CT
When you are confused about your responsibilities as an employer, PBI can answer all your questions about the Health Care Law, The Connecticut Health Exchange vs. Obamacare, tax credit eligibility and more. What are your obligations as an employer to insure your employees? Do your employees need health insurance through your company plan? When you have questions about Health Care Laws, requirements and options, call PBI Insurance.
Question: Are the exchanges staying intact if the American Health Care Act passes the Senate?
Call PBI today for answers to this and other questions about the Health Insurance, Group Benefits and your responsibilities as an Employer. We are keeping abreast of the law and will help demystify your rights and responsibilities with respect to health insurance.
Question: How are Health Savings Accounts going to be encouraged in the American Health Care Act, should it pass the Senate?
Call PBI Insurance today for answers to this and other questions about the impending health law changes, your responsibilities as an Employer, and what it may cost you.
Question: A number of insurers have already pulled out of ObamaCare. We now hear Aetna is pulling out of the health exchange. How does that impact the coverage I offer my employees?
PBI can help you understand the responsibilities small and large employers face with respect to the current and impending replacement health care laws. Call us today.
We at PBI invite you to consult with our knowledgeable agents. Our service area encompasses the entire state of Connecticut. Our satellite office is conveniently located on Main Street in Hamden for clients located in the greater New Haven region. Call 860-233-1171 today.
